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Your plan
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Annual cash flow
Annual cash flow by source
Gross annual flows in today's euros. Contributions represent money added before retirement. One-off events affect the plan but are excluded from the chart scale.
Market-return range
Illustrative return paths
Illustration only: generated paths vary annual returns around your assumptions. This is not a forecast, probability of success, or regulatory stress test.
Generated paths
1,500Irish planning notes
Useful context, kept visible.
This is a simplified planning illustration, not a forecast or financial advice. It does not model changing inflation, fees, the Standard Fund Threshold, contribution relief limits, inheritance tax, or tax treatment of one-off events.
The tax input applies one simplified rate to State Pension, other retirement income and portfolio withdrawals used to fund spending. Investment growth is not taxed separately, so use growth assumptions that already reflect any investment taxes and fees you want included.
Mortgage repayments use a standard capital-and-interest schedule. Payments before retirement are assumed to be reflected in the contribution amount you enter.
The default State Pension estimate is based on the 2026 maximum personal rate of €299.30 per week from age 66. Actual entitlement depends on each person's PRSI record and drawdown age.
